HimalayanWindows advises to bring proper Travel Insurance to all the travelers who are interested in trekking in the Himalayas. Travel Insurance is a policy that helps cover medical problems, emergency evacuation, theft, loss of belongings, last hour tour/ticket cancellation, death, etc. It is highly recommended that you bring proper travel insurance covering that area and activities. The Insurance Policy can protect you from any losses during your adventure tour and trekking into the Himalayas.
Trekking in Nepal is walking on the path or mountains and in mountain areas the health treatment services are not standard and easily accessible. There are few available good hospitals and doctors in the mountainous regions. Therefore, if in-case the trekkers suffer from severe sickness, s/he should be brought to the close city or Kathmandu ASAP. The best option could be Chopper rescue arrangement for the better treatment because Nepal does not have quality paved roads to drive to the hospitals. It is obvious that the Chopper rescue or helicopter charter is expensive and if you have already a travel insurance policy, that would be super helpful & your money will be saved.
As mentioned above, Travel Insurance is used for unforeseen situation and this protects from some major losses due to certain obstacles. Mostly, it helps protect you from the losses of Bhutan’s heavy cancellation fees and prepayment situations. Basically, things happened to be the same while touring in any countries like Nepal, Bhutan or Tibet. Please keep in mind that you bring Insurance policy from your own country or other international insurance companies. Nepal,Tibet & Bhutan mostly deal with domestic travelers not foreigners. For further information, please consult with us about the insurance policies on a particular destination while booking the trip.
When you select a travel insurance policy, it is required that you are minimum covered for medical treatment including emergency evacuation. Moreover, we strongly recommend that the insurance policy also covers your personal liability, loss of luggage, cancellation. HimalayanWindows shall have no liability for any loss, damage of baggage, theft and personal effects. We would also like to inform you that The Nepal insurance Company does not have travel insurance policy for foreigners. So that, we advise you do your travel insurance with your insurance company in your country and DO NOT forget to send a copy of the insurance policy to your booked travel agency before your adventure trip begins.
If in case you do not have such an insurance policy at your place, you can contact one of the international companies called IHI BUPA, the insurance company based in Denmark. They sell such an insurance policy to the foreigners. You can visit their website at this link: http://global.ihi.com/ . You can also buy their insurance policy online or call the customer service hotline number at +45 70 20 70 48.